GHJ Entertainment Partner Ilan Haimoff welcomes back Akin Gump Partner Chris Spicer and J.P. Morgan Managing Director Darian Singer for an update of the film and television production landscape during the pandemic. In this episode, guests discuss a return to a sense of normalcy post COVID-19, [...]
Originally posted in HR News. Due to the pandemic, the workplace climate has changed considerably. Discussing politics and social issues at work are part of the new normal. Conversations and efforts surrounding diversity, equity and inclusion are at the forefront in many organizations. Political [...]
Principal and Business Disruption Expert David Sutton returns for another episode of GHJ’s “Business Disruption and Resilience Podcast” series about how businesses respond to disruption and adversity. In this episode, David interviews Deeanne Akerson (co-founder and co-CEO of Kindred Bravely, a [...]
GHJ hosted a “Looking Beyond the Pandemic: The Financial and Economic Impact to Businesses” Webinar focused on business disruption and the economic outlook. Check out the recording to learn more about opportunities, challenges and strategies during this time of change. Discussion highlights [...]
GHJ hosted a Post-COVID M&A Landscape Webinar. This event focused on how transactions are changing as businesses recover from disruption caused by the pandemic. Check out the recording to learn more about opportunities, challenges and strategies during this time of change. Discussion highlights [...]
Co-Authored with Michael Butler (Founder, Chairman and CEO, Cascadia Capital) and Dan Gaspar (Partner, TZP Group) GHJ Managing Director David Horwich sits down with Michael Butler (chairman and CEO of Cascadia Capital, a leading West Coast investment banking firm) and Dan Gaspar (partner at TZP [...]
The U.S. Department of Agriculture (USDA) announced the Pandemic Response and Safety (PRS) Grant Program. This program provides grants to food processors, meat processors, distributors and wholesalers of nondurable goods that meet SBA small business size standards. Approximately $650 million is [...]
Originally published in Los Angeles Times. Nonprofits have always been important pillars of the community. Last year, organizations, such as the YWCA Greater Los Angeles (YWCA GLA), were on the frontline to provide much-needed social services to those impacted by the COVID-19 pandemic. YWCA GLA [...]
In 2020, organizations, such as the YWCA Greater Los Angeles (YWCA GLA), pivoted in order to provide much-needed social services to those impacted by the COVID-19 pandemic. GHJ Managing Director Yulia Murzaeva sits down with YWCA GLA President and CEO Faye Washington to discuss how she fulfilled [...]
GHJ Partner and Food and Beverage Practice Leader Donald Snyder will be featured in the Los Angeles Area Chamber of Commerce’s State of L.A. Business virtual summit “Poised for Disruption: How the Tech, Food, and Energy and Sustainability Sectors Positioned Themselves to Reinvent our Future” on [...]
In the past 18 to 24 months, two acts were signed into law that could have a significant impact on plan 2020 year audits — namely, the Setting Every Community Up for Retirement Enhancement (SECURE) Act (passed in December 2019) and the Coronavirus Aid, Relief and Economic Security (CARES) Act [...]
GHJ Advisory Services and Transaction Advisory Services Practice Leader Anant Patel moderated a panel discussion at the Los Angeles Times 2021 C-Suite Awards. Watch the recording to learn how companies can be resilient in times of disruption and achieve continued growth. Topics of discussion: [...]
The U.S. Department of Health and Human Services (HHS) established several new funding sources to support healthcare entities in their response to the coronavirus pandemic. One such source is the Provider Relief Fund (PRF), for which HHS allocated $178 billion to be distributed to prevent, prepare [...]
GHJ Entertainment Partner Ilan Haimoff and Jason Squire, Professor Emeritus at USC School of Cinematic Arts and editor of The Movie Business Book Fourth Edition, are back for another episode of GHJ’s “Movie Business Podcast Series.” In this episode, Ilan and Jason interview Banc of California [...]
Originally published in Risk Management Magazine There is no way around it—in the current environment, organizations cannot prevent social and political views from being shared in the workplace. Especially after the events of 2020, from politics to police violence to the pandemic, the lines [...]
Principal and Business Disruption Expert David Sutton returns for a new episode of GHJ’s “Business Disruption and Resilience Podcast” series about how businesses respond to disruption and adversity. In this episode, Tim Miklaucic, CEO and Founder of Cordoba Music Group (a leading manufacturer and [...]
As employees return to work, companies will need to adjust their previous workplace policies and procedures. GHJ Managing Partner Tom Barry discusses developing a long-term remote-work strategy, reskilling employees and investing in technology for post-pandemic workplace success with INSIDE [...]
Originally published in INSIDE Public Accounting Difficult times bring out the best in people. Necessity is the mother of invention. There is no education like adversity. While these maxims might be cliché, their insights ring true. There is no going back to how companies operated pre-pandemic: [...]
Principal and Business Disruption Expert David Sutton returns for another episode of GHJ’s “Business Disruption and Resilience Podcast” series about how businesses respond to disruption and adversity. In this episode, James Roiz, Senior Vice President of Film Finance and Business Operations for [...]
Originally published in Philanthropy News Digest. A recent survey by the Nonprofit Finance Fund found that 60 percent of nonprofits experienced conditions in 2020 that threatened their long-term financial stability. As a result, most nonprofits had to reimagine how they engage with donors and the [...]
For nonprofits, the silver lining of 2020 are the opportunities for innovation, improvements and growth the year helped illuminate. GHJ Nonprofit Partner Donella Wilson discusses why individual donations, impactful storytelling and a strong digital presence are keys for nonprofit success with [...]
How should organizations respond to help minorities impacted by COVID-19? GHJ Nonprofit Tax Leader Lizbeth Nevarez weighs in at this year’s Los Angeles Council of Charitable Gift Planners conference, “Meeting the Moment: Philanthropy’s Role in Healing.” She will provide insight into how [...]
As part of the American Rescue Plan Act, passed in March 2021, $28.6 billion are earmarked for the Restaurant Revitalization Fund (the Fund), which will provide tax-free grants to food service businesses. With an estimated $250 billion reduction in revenues since the onset of the COVID-19, the [...]
In recognition that May is Mental Health Awareness Month, GHJ’s Women’s Empowerment Committee hosted a free Self-Care and Wellness Webinar on “How to Pivot and Thrive in the Current Environment” on May 11, 2021. For those that missed it, the recording can be found below. This exclusive webinar [...]
Principal and Advisory Practice Leader David Sutton launches his new “Business Disruption and Resilience Podcast” where he will host and interview business leaders responding to adversity and disruption. In the inaugural episode, Partner Donella Wilson interviews Petersen Automotive Museum Chief [...]
The highly anticipated Restaurant Revitalization Fund will open for registration on Friday, April 30, 2021, at 9 a.m. EST. Applications will open on Monday, May 3, 2021 at 12 p.m. EST. Applications will remain available until all $25 billion of funds have been exhausted. Eligible applicants should [...]
While overall donations to nonprofits fell during the pandemic, some organizations saw an increase in funding. GHJ Partner Donella Wilson discusses how foundation funders accelerated grants and removed donation restrictions to help essential service organizations during the pandemic. Click here [...]
GHJ and Nossaman LLP co-hosted a litigation webinar, “Impacts of COVID-19 on Litigation Economic Damage.” The panel discussed the short and long-term impacts of COVID-19 to the real estate, healthcare and food and beverage industries. Discussion highlights included: How to determine if you have [...]
Recruiting and retaining diverse talent has long been an issue in the accounting industry and often leads to hiring bias and bringing in candidates that mirror current leadership and employees. CFS (an affiliate of GHJ) Managing Director Derrick Coleman talks to Accounting Today about how the [...]
Originally published in the Los Angeles Business Journal. For those struggling during the COVID-19 pandemic, the billions of dollars that both the federal and state governments provided to individuals and businesses has offered meaningful relief. The bad news is that in the rush to quickly get [...]
In an effort to expedite relief to individuals and businesses during the pandemic, some basic fraud protection and safeguards were overlooked. The Department of Justice is now investigating billions of aid dollars related to unemployment and Paycheck Protection Program claims. GHJ Partner Peter [...]
by Jason E. Squire GHJ Entertainment Partner Ilan Haimoff and Jason E. Squire, professor at USC School of Cinematic Arts and editor of The Movie Business Book Fourth Edition, return for another season of GHJ’s "Movie Business Podcast Series." In this episode, Ilan and Jason interview [...]
As businesses continue to look for guidance during the pandemic, the California Labor & Workforce Development Agency has rolled out an online portal to help provide information about COVID-19 safety regulations. GHJ Managing Partner Tom Barry discusses the measures GHJ put in place to keep [...]
HLB recently released its 2021 Survey of Business Leaders report, “Achieving the Post-pandemic Vision: Leaner, Greener and Keener,” outlining the biggest lessons learned from 2020 including the importance of technology and human touch and reflecting on diversity and sustainability in the workplace. [...]
In response to rising COVID-19 cases and hospitalizations, California Gov. Gavin Newsom enacted a Regional Stay At Home Order Dec. 5, 2020. The order will be enforced in regions where ICU capacity drops below 15 percent. The order impacts several sectors of business and notably the food and [...]
by Jason E. Squire GHJ’s Movie Business Podcast Series features Ilan Haimoff, Partner at GHJ, talking to Jason E. Squire, Professor at USC School of Cinematic Arts and Editor of The Movie Business Book Fourth Edition, about his predictions for the entertainment and media industry in 2021. Click [...]
UPDATED ON 1/13/21 QUESTIONGHJ OBSERVATION Is forgiveness available for PPP-2 loans? Yes. The forgiveness calculation and process is similar for PPP-2 loans as for the first round of funding. Importantly, the use of funds is expanded to cover additional areas including operations [...]
Since the onset of the pandemic, auditors have needed to keep their finger on the pulse of changes worldwide. Risk assessments in the current environment are unlike any others, as clients are dealing with significant changes to their businesses, the work environment and the economy overall as a [...]
How are CEOs achieving the post–pandemic vision to succeed in the new economic realities of today? Through a comprehensive survey of business leaders from 55 countries, and in–depth interviews with C–suite executives, HLB explores how businesses are navigating the implication of global health and [...]
GHJ and Nossaman LLP are honored to have hosted a COVID-19 Updates Webinar. This exclusive webinar focused on Insurance Claims and PPP Updates and will bring together leaders to increase their knowledge regarding opportunities, challenges and strategies during this time of disruption. Discussion [...]
Originally published in the Los Angeles Business Journal Staying on a mission — no matter what obstacles stand in the way — is challenging for any nonprofit. Add in a pandemic and things can often get even more complicated, especially for healthcare organizations. COVID-19 is now the leading [...]
2020 was a whirlwind year for the food and beverage industry, one that has dramatically changed the business landscape. Tune in Dec. 9, 2020 for a roundtable discussion hosted by Ervin Cohen & Jessup’s Food, Beverage and Hospitality Group discussing consumer trends, legal and regulatory [...]
In the midst of the COVID-19 pandemic, many organizations are experiencing critical interruptions to operations, which in turn has impacted their ability to meet contractual obligations. Due to their inability to perform, businesses are asking if they can avoid a contractual breach by invoking what [...]
Staying on a mission — no matter what obstacles stand in the way — is challenging for any nonprofit. And this year, many nonprofits, especially those in the healthcare space, have faced the unprecedented challenge of continuing their mission while having to pivot strategies to accommodate obstacles [...]
Throughout the various stages of the PPP stimulus package, the SBA has commented that borrowers of PPP funds of $2 million or more would be subject to additional scrutiny regarding their loan and forgiveness eligibility. In early November 2020, SBA circulated a draft questionnaire aimed at those [...]
As the transactional markets have begun to defrost and M&A activity is picking back up to pre-shutdown pace, it is a good time to consider how deals are being structured in a COVID-19 world. A key structuring term used in the transaction community recently is the “earnout.” According to SRS [...]
Tom Barry’s blog series, “OWNING the New Normal: Innovators Creating the Way Forward,” focuses on business leaders exploring the current and evolving business environment. The discussion will revolve around recognizing that leaders must innovate and pivot to “own” the future and move forward. [...]
COVID-19 has had an impact on nearly every industry — some for better, many for worse. The food and beverage industry is an especially unique case study of how the pandemic has been beneficial for some but drastically detrimental to others. In this exclusive webinar from The California Club, GHJ [...]
The Movie Business Podcast Series with hosts Ilan Haimoff, partner at GHJ, and Jason E. Squire, professor at USC School of Cinematic Arts and editor of The Movie Business Book Fourth Edition, has on guest panelist Kevin Goetz, founder and CEO of Screen Engine/ASI LLC (one of the most influential [...]
Managing a licensing office in a post-COVID-19 world presents unprecedented challenges. While there are numerous issues confronting licensing offices, there are several potential responses and strategies to help mitigate the damaging effects while still maximizing licensing revenue and interactions [...]
Due diligence and strategy are at the root of any growth plan, and the COVID-19 pandemic has created unique opportunities for acquisition success. Originally published in HLB (the international accounting network GHJ is a member of) Insights, David Horwich, GHJ Managing Director, discusses these [...]
Originally published in HLB's Insights. Value creation in any business is rooted in growth. All other things being equal, higher-growth businesses enjoy greater transaction multiples (and, consequently, value) than do companies with lower growth rates. Growth in a business comes from five [...]
Over the past several months, as a direct consequence of stay-at-home orders and related business shutdowns, U.S. retailers and food industry players have been battling to ensure that food supply chains remain robust in the light of unprecedented demand shifts impacting both traditional grocery [...]
GHJ Managing Director David Horwich spoke on HLB’s webinar “How has M&A in the Healthcare industry changed?” HLB International and GHJ partnered to discuss COVID-19 and its impact on the healthcare M&A sector with GHJ Leader David Horwich, Intrepid Investment Bankers Leader Adam Abramowitz, Eide [...]
GHJ hosted a webinar on COVID-19 and its impact on the real estate sector with GHJ Leader Richard Wu, Griffin Capital Leaders Kevin Shields and Randy Anderson and Baker McKenzie Leader Daniel Cullen. Discussion included: General Real Estate Market OutlookImpact of the Current Political [...]
GHJ Partner Ilan Haimoff talks with Randy Hua, senior vice president of Bank of America’s Entertainment Industry Group and Christopher Spicer, partner and leader of the Entertainment and Media Practice at Akin Gump Strauss Hauer & Feld LLP. Find out more about the legal and financing challenges [...]
Tom Barry’s new blog series, “OWNING the New Normal: Innovators creating the way forward,” will focus on business leaders exploring the current and evolving business environment. The discussion will revolve around recognizing that leaders must innovate and pivot to “own” the future and move [...]
One would be hard pressed to find one business that has not been affected by the COVID-19 pandemic. While several businesses have felt challenged in having to operate under constraints that were beyond what they could effectively manage, there were many other businesses that were able to pivot [...]
The global investment climate has been considerably impacted by the pandemic. HLB, the global accounting network GHJ is a member of, sat down with Anant Patel, GHJ Transaction Advisory Partner and HLB’s Global Transaction Advisory Services Leader, and David East, Head of FDI at Bureau van Dijk. [...]
For my birthday, I received one of the best gifts I have ever gotten, a subscription to MasterClass. MasterClass is an online education platform of virtual classes that are taught by experts in various field ranging from film and television to writing to culinary arts. With the receipt of this gift [...]
The COVID Pilot by the California Employment Training Panel (ETP) is designed to rapidly support employers and workers in the food supply chain and healthcare industries that have an urgent need to train newly hired staff. Potential Benefits Reimbursement for up to four hours of training costs [...]
Originally published in HLB Insights The outbreak of COVID-19 has brought unprecedented challenges to the global economy, pausing much of the activity across the world. After a long spell of record-high M&A activity over the past decade, deal-making was brought to a screeching halt as the [...]
Originally published in the Los Angeles Business Journal. The food and beverage industry as a whole is unique in many ways — and here in Los Angeles, where we have some of the best dining and food-for-purchase options in the nation, there’s perhaps an even more finely tuned set of rules for [...]
GHJ Food and Beverage Partner Donald Snyder discusses industry outlook and opportunities for companies during the COVID-19 pandemic in the Los Angeles Business Journal’s 2020 Food and Beverage Roundtable. Learn more about changes to food safety, the push for innovation and how companies are [...]
Tom Barry’s new blog series, “OWNING the New Normal: Innovators creating the way forward,” will focus on business leaders exploring the current and evolving business environment. The discussion will revolve around recognizing that leaders must innovate and pivot to “own” the future and move [...]
COVID-19 has shifted many industry sectors of the workforce. For companies that are able, social distancing measures have made remote work the new norm. Employees are transforming homes into workspaces, often simultaneously managing childcare and personal obligations. Businesses are facing [...]
In the wake of the COVID-19 stay-at-home orders, business owners should examine their company’s liquidity position and assure availability of staying power, whether or not there are additional waves of shutdowns. In this environment, it is critical to have sufficient liquidity to be both offensive [...]
Originally published in Los Angeles Business JournalThe COVID-19 pandemic has forced companies to re-invent themselves in the short term. For many, the priority has been to weather the economic fallout by maintaining adequate cash flow and ensuring overall liquidity, all while keeping their [...]
GHJ Entertainment Partner Ilan Haimoff and Guest Speaker Jeff Cole, USC Professor and Director of the Center for the Digital Future, discuss the lasting impact of the COVID-19 pandemic on the entertainment industry. How will movie theaters, studios and streaming services recover, and what does that [...]
According to the AICPA, the borrower has an option: either treat the PPP loan as debt or as a government grant. The fact that there is a choice reflects the current vast diversity of opinions on the question. AICPA Guidance The AICPA’s recent Technical Q&A states: Given the unique nature of [...]
Are you ready for the challenges of the post-pandemic world? GHJ's Managing Partner Tom Barry will be speaking with fellow HLB Leaders Jim Bourke and Andre Bueno during HLB's webinar on Monday, June 29. Register now to hear them discuss the five strategic priorities for business leaders to succeed [...]
The COVID-19 pandemic has forced companies to re-invent themselves in the short term, and now companies need to look at their long-term strategies. Originally published in the Los Angeles Business Journal, Tom Barry discusses the new normal and many transformational shifts happening for companies [...]
The COVID-19 pandemic is as unprecedented medically as it is financially. Never before has there been a period in which all business have had to collectively look at their liquidity and assess the short-term future in such a critical manner. Such situations are typically reserved for discrete [...]
GHJ Leaders Anant Patel, David Sutton and Daniel Rowe recently hosted a webinar discussing PPP loan forgiveness and its potential changes. The webinar included in-depth discussion and guidance on: Dynamics Behind PPP ForgivenessCurrent Forgiveness Model: What You Need To Know NowNew Guidance and [...]
On June 5, 2020, President Donald Trump signed H.R. 7010, the Paycheck Protection Program Flexibility Act of 2020, into law. As a result, the Paycheck Protection Program (PPP) rules have changed once again. Significant changes to the PPP program include: Borrowers can choose to extend the 8-week [...]
The COVID-19 pandemic has had a substantial impact on the global economy across all business sectors, and the food and beverage industry has seen particular hardships. The U.S. government has responded with a variety of legislation aimed at reducing the financial burden on businesses with the hopes [...]
GHJ and Nossaman LLP co-hosted their COVID-19 Updates Webinar Assessing Issues Relating to Funding Sources, Cash Flow, Contract Review and Employment/Workplace. This webinar addressed accessing emergency funding sources, strategies for cash flow forecasting, tips for reviewing contracts in light of [...]
On May 15, 2020 the SBA released the Loan Forgiveness Application Instructions for Borrowers, which included the much awaited guidance on various forgiveness questions, and also left some unanswered questions. This blog will summarize the major points raised by the document and the practical impact [...]
New Guidance On May 13, 2020, the Small Business Administration (SBA) provided guidance to Paycheck Protection Program (“PPP”) borrowers regarding the implications for eligibility certifications that were made in the borrower’s application (FAQ #46). The SBA clarified that borrowers with loan [...]
By Richard Wu (Principal) On May 6, 2020 by unanimous vote, the Los Angeles City Council adopted Ordinance No. 186606, which provides additional relief and modifies existing protections for commercial and residential tenants. This protection is retroactive to March 4, 2020 and lasts until Mayor [...]
The Small Business Administration (SBA) has extended its grace period until May 14, 2020 (previously May 7) for applicants to repay their Paycheck Protection Program (“PPP”) loans provided by the CARES Act in full if they do not meet the required eligibility in order to be deemed to have made the [...]
The State of California aims to move into Stage 2 of the state’s reopening plan by the end of this week (May 8), allowing the return of retail, manufacturing and other “low-risk businesses.” New physical distancing measures should be followed and implemented in order for these businesses to reopen. [...]
During the COVID-19 pandemic, it is noticeable that while some food items are properly stocked during store visits, some items are flying off the shelves and continually low in supply. Forgetting toilet paper, hand sanitizer and cleaning supplies (which are always in short supply), there have been [...]
As businesses look for economy recovery amid COVID-19, GHJ Media and Advertising Expert Dan Landes talks with Senior Director at Banc of California Adrian Ward and GHJ State and Local Tax Leader Frances Ellington on the opportunities the CARES Act brings for entertainment businesses in GHJ’s Media [...]
In response to the COVID-19 pandemic, Paycheck Protection Program (PPP) loans, administered under the Small Business Administration (SBA) 7(a) guaranty loan program, are being provided through local financial institutions. These loans have been made available to both for-profit and nonprofit [...]
The Centers for Disease Control and Prevention (“CDC”) released guidance for cleaning and disinfecting public spaces, workplaces, businesses, schools and homes. Each entity should consider the CDC’s guidance in preparation for re-opening business in California and across the country, which is [...]
Health Resources and Services Administration (HRSA) recently issued clarification on how fund are to be used from Coronavirus Preparedness and Response Supplemental Appropriations Act 2020 (COVID-19 H8C) and Coronavirus Aid, Relief, and Economic Security Act (CARES H8D). Background As noted in [...]
On April 30, the Federal Reserve announced long-awaited details to the Main Street lending programs. There are significant updates to the original Term Sheet announced on April 9. The Announcement There are now three programs available to borrowers, and GHJ highlights the two newly announced [...]
This data has changed due to new legislation, please reach out to your advisor to get the latest on PPP forgiveness. The Paycheck Protection Program (“PPP”) funding provided by the CARES Act has attracted much demand, to the extent that the first round of funding was depleted in just 14 days, [...]
Many private foundations and other grantmaking organizations have shifted operationally since the COVID-19 pandemic started in order to respond to grantees in need. Common responses have included: Remove restrictions and conditions from grantsWaive reporting requirements Open the application [...]
On Monday, April 27, the Health Resources and Services Administration (“HRSA”) released guidance on how healthcare providers can be reimbursed for their expenses related to the COVID-related treatment of uninsured individuals. This is based on earlier appropriations from the Families First [...]
COVID-19 is having a profound effect on the business world. While it is still unclear exactly how lasting and impactful those changes will be, it is certain they will be significant for some industries more than for others. Recent quarantines in many states have forced people to stay home, which [...]
The Treasury and SBA announced on April 28 that it intends to do a full review of applicant certifications for funded loans under the Paycheck Protection Program (PPP) in excess of $2 million. How This Will Work The announcement describes that for all loans made in excess of $2 million that [...]
President Trump has today (April 24, 2020) signed the Amendment (passed last evening by Congress), which will provide $484 billion in additional funding to the Paycheck Protection Program (PPP) , the Economic Injury Disaster Loan (EIDL) program and several other new provisions. The Amendment [...]
Recently, Federally Qualified Health Centers (FQHCs) received two sets of supplemental funding released by the Health Resources and Services Administration (HRSA) in response to the COVID-19 pandemic: $1.32 billion in CARES Supplemental Funding (H8D), appropriated through the CARES Act of 2020, [...]
Despite business disruptions amid COVID-19, organization leaders still have the opportunity to navigate through financial challenges and meet client needs. Originally published in Los Angeles Business Journal, GHJ Partner Anant Patel discusses the importance of prioritizing diversity initiatives [...]
This article was originally published in Los Angeles Business Journal The role of a business advisor has been evolving, and now COVID-19 has been a disrupter that shows the need for better and broader solutions to client challenges. A way to get there is diversity of thought, which comes from [...]
As previously noted in GHJ’s COVID-19 Updates, GHJ expects additional guidance from the Small Business Administration (SBA) to allow applicants to re-assess their initial application in light of questions on PPP eligibility for certain borrowers. Today (April 23) the SBA provided guidance in [...]
COVID-19 has affected every major industry in the past three months. Arguably the most severely impacted is the food and beverage industry. However while many restaurants are taking major losses, sales are doing well for Consumer Product Goods (CPG), packaged food and beverage brands. Raw [...]
Consumers have all been met with empty shelves at grocery store over the past weeks as most states are under stay-at-home orders. Or the grocery store might have the product but not the brand a consumer would traditionally purchase. Availability and Price Factors Consumers in the current [...]
FAQ: Paycheck Protection Program Round Two (PPP-2)
December 22, 2020
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